Colorado Medicare Enrollment Date Calculator
See your seven-month Initial Enrollment Period, your earliest coverage date and your Medigap open enrollment window.
Open the calculator 2026
13 calculators that answer the questions Coloradans ask first, from Medicare penalties and drug costs to health plan tax credits and retirement income. Everything is worked out in your browser from published figures, and nothing you type is sent anywhere.
Advantage, Supplement and Part D, compared for your doctors and prescriptions.
See your seven-month Initial Enrollment Period, your earliest coverage date and your Medigap open enrollment window.
Open the calculator 2026
See how much a late start on Part B adds to your premium, every month, for as long as you have Part B.
Open the calculator 2026
See what going without drug coverage adds to your Part D premium, for as long as you keep Part D.
Open the calculator 2026
Estimate what your prescriptions cost you in a year on the 2026 Part D standard benefit, including the $2,100 cap.
Open the calculator 2026
See whether your income adds a surcharge to your Part B and Part D premiums, and how much.
Open the calculator 2026
Compare what each path could cost you in a typical year and in a heavy-use year.
Open the calculator 2026
Connect for Health Colorado plans and tax credits, pre-65 coverage, short-term medical and HSAs.
Estimate your premium tax credit and the most you would pay for a benchmark Silver plan each month.
Open the calculator 2026
Find out in about a minute whether a recent life event lets you enroll outside Open Enrollment.
Open the calculator 2026
Retiring or leaving a job before 65? Compare COBRA with a Connect for Health Colorado plan for the months you need covered.
Open the calculator 2026
See how much tax a Health Savings Account contribution could save you in 2026, within the IRS limits.
Open the calculator 2026
Dental, vision, critical illness, hospital indemnity, cancer, short-term care and travel cover for the gaps.
Add up what a hospital stay or serious diagnosis could cost beyond your health plan, and how much cash benefits would cover.
Open the calculator 2026
Burial and final expense cover so your family is not left with the bill.
Add up funeral, cemetery and leftover bills to see how much final expense cover would spare your family.
Open the calculator 2023
A no-cost retirement planning review and annuities for income you cannot outlive.
Compare the monthly income you will need in retirement with what Social Security, pensions and other income will pay.
Open the calculator 2026
Estimates only. Estimates only. Figures on this page use published plan-year values and the details you enter. They are not a quote, an offer of coverage, or a determination of eligibility. Your final premium and any tax credit are confirmed at enrollment with the carrier or Connect for Health Colorado.
Calculators give you a feel for the numbers. Lisa can look up the real plans, prices and rules that apply to you, in person in Brighton or by phone, at no cost.
Yes. Every calculator is free, needs no sign-up, and runs in your browser. Nothing you type is sent to us or anyone else.
Medicare tools use the 2026 federal figures from CMS; the 2027 amounts are announced around November 2026. Health and HSA tools use 2026 IRS and HHS figures. Each page lists its sources and year.
No. They are estimates from published figures and the numbers you enter. Your actual premium and eligibility are confirmed when you apply.
Yes. Our plan finder shows 2027 Medicare Advantage and Part D plans from the CMS public files for your Colorado county, and a Connect for Health Colorado tax credit estimate for under-65 coverage. Lisa then checks your doctors and prescriptions with you.
Book a free, no-obligation review with Lisa in Brighton, by phone or by video. Bring your questions; leave with answers.
992 South Fourth Avenue, Brighton, CO 80601 · (303) 887-8584
Content reviewed by Lisa Asmussen, Medicare Broker and Licensed Insurance Agent at Headwaters Health and Wealth in Brighton, Colorado, certified to sell Medicare plans since 2018 (8 years). Last updated .