Tools · 2026 figures

Free Medicare and Insurance Calculators for Colorado

13 calculators that answer the questions Coloradans ask first, from Medicare penalties and drug costs to health plan tax credits and retirement income. Everything is worked out in your browser from published figures, and nothing you type is sent anywhere.

Medicare

Advantage, Supplement and Part D, compared for your doctors and prescriptions.

Health Insurance Under 65

Connect for Health Colorado plans and tax credits, pre-65 coverage, short-term medical and HSAs.

Supplemental Coverage

Dental, vision, critical illness, hospital indemnity, cancer, short-term care and travel cover for the gaps.

Final Expense

Burial and final expense cover so your family is not left with the bill.

Retirement Planning

A no-cost retirement planning review and annuities for income you cannot outlive.

Estimates only. Estimates only. Figures on this page use published plan-year values and the details you enter. They are not a quote, an offer of coverage, or a determination of eligibility. Your final premium and any tax credit are confirmed at enrollment with the carrier or Connect for Health Colorado.

Want the real figures for your situation?

Calculators give you a feel for the numbers. Lisa can look up the real plans, prices and rules that apply to you, in person in Brighton or by phone, at no cost.

Common questions

Are these insurance calculators free?

Yes. Every calculator is free, needs no sign-up, and runs in your browser. Nothing you type is sent to us or anyone else.

Which year are the figures from?

Medicare tools use the 2026 federal figures from CMS; the 2027 amounts are announced around November 2026. Health and HSA tools use 2026 IRS and HHS figures. Each page lists its sources and year.

Are the results a quote?

No. They are estimates from published figures and the numbers you enter. Your actual premium and eligibility are confirmed when you apply.

Can I see real 2027 Medicare plans for my ZIP code?

Yes. Our plan finder shows 2027 Medicare Advantage and Part D plans from the CMS public files for your Colorado county, and a Connect for Health Colorado tax credit estimate for under-65 coverage. Lisa then checks your doctors and prescriptions with you.

Take the stress out of Medicare.

Book a free, no-obligation review with Lisa in Brighton, by phone or by video. Bring your questions; leave with answers.

992 South Fourth Avenue, Brighton, CO 80601 · (303) 887-8584

Content reviewed by Lisa Asmussen, Medicare Broker and Licensed Insurance Agent at Headwaters Health and Wealth in Brighton, Colorado, certified to sell Medicare plans since 2018 (8 years). Last updated .