D-SNP: 18 plans
For people with both Medicare and Health First Colorado (Colorado Medicaid).
Broomfield is a consolidated city and county, with its own Medicare plan list. Here is every plan CMS lists for 2027.
Examples of plans with drug coverage and a $0 combined monthly premium for Parts C and D, by 2026 star rating and out-of-pocket limit
CMS Medicare Advantage and Part D Landscape, contract year 2027. A plan's fit depends on your doctors and prescriptions; Lisa checks both before you choose.
Every figure comes from the CMS Landscape file for contract year 2027. Special Needs Plans are counted separately.
Two ways to count "$0 premium" plans: 29 have a $0 Part C premium, and 26 have a $0 combined monthly premium for Parts C and D (21 of those include drug coverage; 5 have no drug coverage, so no Part D premium). The average premium figures likewise show the Part C premium and the combined Part C + D premium separately. Star ratings shown are 2026 ratings, because CMS’s 2027 ratings are not yet in our data snapshot.
PPO plans are the largest group here (13 of 32), and 5 plans have no drug coverage.
| Plan type | Plans | $0 Part C premium | Average Part C premium | Average out-of-pocket limit | Without drug coverage |
|---|---|---|---|---|---|
| PPO | 13 | 12 | $0.69 | $7,050 | 3 |
| HMO-POS | 12 | 10 | $20.17 | $5,192 | 1 |
| HMO | 7 | 7 | $0 | $5,864 | 1 |
Grouped by plan type, because type decides how the network works: HMOs expect you to stay in network, PPOs let you go outside it at a higher cost.
13 plans, 12 with a $0 Part C premium, average Part C premium $0.69, average out-of-pocket limit $7,050, 3 without drug coverage.
| Plan | 2026 stars | Part C premium | Part C + D | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| Aetna Medicare Eagle (PPO)Aetna Medicare, no drug coverage | 4.5★ | $0 | Not published | $5,500 | No drug coverage | H5521_378 |
| Aetna Medicare Value Care (PPO)Aetna Medicare | 4.5★ | $0 | $18.40 | $7,150 | $700 | H5521_443 |
| Humana Essentials Plus Giveback (PPO)Humana | 4.5★ | $0 | $0 | $7,850 | $450 | H7617_061 |
| Humana Value Choice (PPO)Humana | 4.5★ | $0 | $0 | $6,900 | $425 | H7617_064 |
| DEVOTED CHOICE 002 CO (PPO)Devoted Health | 4.0★ | $0 | $0 | $6,050 | $650 | H4808_002 |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO)Devoted Health | 4.0★ | $0 | $0 | $8,950 | $461 | H4808_003 |
| DEVOTED CHOICE MA ONLY 004 CO (PPO)Devoted Health, no drug coverage | 4.0★ | $0 | Not published | $7,900 | No drug coverage | H4808_004 |
| Humana Essentials Plus Giveback (PPO)Humana | 3.5★ | $0 | $0 | $7,850 | $450 | H5216_435 |
| Humana USAA Honor Giveback (PPO)Humana, no drug coverage | 3.5★ | $0 | Not published | $6,200 | No drug coverage | H5216_436 |
| Humana Value Choice (PPO)Humana | 3.5★ | $0 | $0 | $6,200 | $425 | H5216_261 |
| Humana Value Choice (PPO)Humana | 3.5★ | $0 | $53 | $6,700 | $400 | H5216_078 |
| HumanaChoice H5216-223 (PPO)Humana | 3.5★ | $9 | $20 | $4,900 | $300 | H5216_223 |
| HealthSpring True Choice (PPO)HealthSpring | 3.0★ | $0 | $0 | $9,500 | $700 | H7849_147 |
12 plans, 10 with a $0 Part C premium, average Part C premium $20.17, average out-of-pocket limit $5,192, 1 without drug coverage.
| Plan | 2026 stars | Part C premium | Part C + D | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS)UnitedHealthcare | 4.5★ | $0 | $0 | $4,450 | $685 | H0609_012 |
| AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS)UnitedHealthcare | 4.5★ | $0 | $0 | $6,900 | $685 | H0609_048 |
| AARP Medicare Advantage from UHC CO-0001 (HMO-POS)UnitedHealthcare | 4.5★ | $0 | $56 | $3,900 | $595 | H0609_007 |
| AARP Medicare Advantage from UHC CO-21P (HMO-POS)UnitedHealthcare | 4.5★ | $0 | $0 | $4,200 | $685 | H0609_079 |
| AARP Medicare Advantage Patriot No Rx CO-MA01 (HMO-POS)UnitedHealthcare, no drug coverage | 4.5★ | $0 | Not published | $5,500 | No drug coverage | H0609_018 |
| Kaiser Permanente Senior Advantage Bronze DM (HMO-POS)Kaiser Permanente | 4.5★ | $0 | $0 | $6,800 | $0 | H0630_025 |
| Kaiser Permanente Senior Advantage Core DM (HMO-POS)Kaiser Permanente | 4.5★ | $0 | $0 | $4,400 | $0 | H0630_013 |
| Kaiser Permanente Senior Advantage Gold (HMO-POS)Kaiser Permanente | 4.5★ | $194 | $194 | $3,300 | $0 | H0630_016 |
| Kaiser Permanente Senior Advantage Silver DM (HMO-POS)Kaiser Permanente | 4.5★ | $48 | $48 | $3,600 | $0 | H0630_015 |
| Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield | 3.5★ | $0 | $0 | $9,850 | $325 | H4346_012 |
| AARP Medicare Advantage from UHC CO-0011 (HMO-POS)UnitedHealthcare | Not rated | $0 | $0 | $5,900 | $685 | H6706_001 |
| Perennial Advantage Freedom (HMO-POS)Perennial Advantage | Not rated | $0 | $0 | $3,500 | $0 | H3419_003 |
7 plans, 7 with a $0 Part C premium, average Part C premium $0, average out-of-pocket limit $5,864, 1 without drug coverage.
| Plan | 2026 stars | Part C premium | Part C + D | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| DEVOTED CORE 004 CO (HMO)Devoted Health | 4.0★ | $0 | $0 | $4,450 | $465 | H7147_004 |
| Humana Essentials Plus Giveback (HMO)Humana | 3.5★ | $0 | $0 | $6,500 | $50 | H0028_063 |
| Humana Total Complete (HMO)Humana | 3.5★ | $0 | $0 | $4,750 | $0 | H0028_081 |
| Select Health Medicare Veterans (HMO)Select Health, no drug coverage | 3.5★ | $0 | Not published | $6,750 | No drug coverage | H1994_033 |
| DEVOTED GIVEBACK EXTRAS 019 CO (HMO)Devoted Health | Not rated | $0 | $0 | $6,750 | $700 | H7147_019 |
| HealthSpring Preferred (HMO)HealthSpring | Not rated | $0 | $0 | $5,150 | $500 | H2752_005 |
| Select Health Medicare Essential (HMO)Select Health | Not rated | $0 | $0 | $6,700 | $700 | H1994_045 |
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 106 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
CMS rates each contract from 1 to 5 stars. This shows the 2026 rating for each of the 32 Broomfield County plans, because CMS’s 2027 ratings are not yet in our data snapshot. New plans and some small contracts are not rated.
No plan on the Broomfield County list has a 5-star 2026 rating.
The Census Bureau counts about 76,300 Broomfield residents, 15.6% of them 65 or older, with a median household income of about $123,900. Only 4.4% have no health insurance.
Broomfield’s list is close to its neighbors’ but not identical, so a Broomfield address should always be compared against this list, not the Adams, Boulder or Jefferson lists. The tables below group the plans by type.
How Lisa helps here. Broomfield County clients work with Lisa by phone or video, or at the Brighton office.
15.6% of Broomfield County residents are 65 or older, against 15.6% for Colorado, and 4.4% have no health insurance.
| Measure | Broomfield County | Colorado |
|---|---|---|
| Population | 76,304 | 5,862,189 |
| Residents aged 65 and over | 11,901 | 914,002 |
| Share aged 65 and over | 15.6% | 15.6% |
| Median age | 38.6 | Not shown |
| Median household income | $123,874 | Not shown |
| Share with no health insurance (all ages) | 4.4% | 7.7% |
Broomfield used to sit in parts of four counties: Adams, Boulder, Jefferson and Weld. Voters approved a state constitutional amendment on November 3, 1998, and after a three-year transition the City and County of Broomfield took effect on November 15, 2001, as Colorado's 64th county. Its territory was pulled out of the four counties and joined into one combined city and county government.
For Medicare, that history has a practical side. Because Broomfield is its own county, a Medicare Advantage plan has to be approved for Broomfield County specifically. If you move into Broomfield from Adams, Boulder, Jefferson or Weld County and your current plan does not serve Broomfield, Medicare gives you a Special Enrollment Period. It starts when you move, or the month before if you tell your plan ahead of time, and runs for 2 full months after the move. If you do nothing, you will be returned to Original Medicare when the old plan drops you.
Broomfield's Benefits and Self-Sufficiency team handles county benefits for older adults: Old Age Pension and the Home Care Allowance, Medicaid (Health First Colorado), the Medicare Savings Program, Home and Community-Based Services, Long-Term Care, SNAP food help, LEAP winter heating help and burial assistance. Call 720-887-2290 or email yourbenefits@broomfield.org. The county's resource guide also lists Benefits in Action (720-221-8354), which guides residents through Medicaid, Medicare and SNAP applications one on one.
The Medicare Savings Program deserves a close look if money is tight. Depending on the level you qualify for, it pays your Part B premium and, at the QMB level, also Part A premiums if you owe them plus Medicare deductibles, coinsurance and copays. Medicare.gov adds that anyone who qualifies for QMB, SLMB or QI also gets Extra Help with prescription drug costs, which changes which Part D option makes sense. Apply before you settle on a drug plan for 2027, since the answer can shift what the same prescriptions cost you each month.
No. Broomfield Public Health and Environment's immunization clinic states that it does not take Medicare or private insurance. It accepts Medicaid, offers low or no cost vaccines to people with Medicaid and to uninsured or underinsured patients, and expects payment at the time of service. Questions go to the Public Health Office at 720-887-2220.
With Medicare, it usually makes more sense to get shots where Medicare is billed. Part B covers the seasonal flu shot, and you pay nothing when the provider accepts assignment. The shingles vaccine falls under Part D, and Medicare.gov says you pay nothing for it if you have Part D. That is one more reason to have drug coverage, either a Part D plan or a Medicare Advantage plan that includes it.
Broomfield's Veteran Services Office (720-887-2263) helps veterans and families file for VA benefits, appeal denied claims and request military service records. The Denver Regional Council of Governments, Broomfield's Area Agency on Aging, also runs Veteran Directed Care (720-278-2351), which gives eligible veterans a flexible budget for in-home and community services.
A settled VA claim can change your Medicare math, for example how much you lean on VA care versus a plan's network. Get the VA picture clear first, then compare plans with Lisa by phone or video. The county guide also lists Cultivate's VetsGo program, which gives free rides to medical appointments, including at VA facilities, for veterans and their spouses (303-443-1933).
Local sources: City and County of Broomfield: History of Broomfield · City and County of Broomfield: Constitutional Amendment · Medicare.gov: Special Enrollment Periods · City and County of Broomfield: Senior Resources Guide, Fall 2026 · Medicare.gov: Medicare Savings Programs · Broomfield Public Health and Environment: Immunizations · Medicare.gov: Flu shots · Medicare.gov: Shingles shot · DRCOG: Area Agency on Aging
Broomfield is a consolidated city and county, so these county figures also describe the City of Broomfield.
Colorado totals are the sum of all 64 Colorado counties in the same Census release; a statewide median is not computed here. Survey estimates for small towns carry wide margins of error.
Your plan mailed an Annual Notice of Change by September 30, 2026. It lists what changes on January 1, 2027: premium, deductible, out-of-pocket limit, copays, drug list and network. Compare it line by line, or bring it to Lisa.
Counting plans with drug coverage, Special Needs Plans included, the Broomfield County list goes from 60 plans in 2026 to 53 in 2027, and the average in-network out-of-pocket limit moves from $6,403 to $7,150.
| Measure | 2026 | 2027 |
|---|---|---|
| Plans with drug coverage (SNPs included) | 60 | 53 |
| With a $0 combined monthly premium for Parts C and D | 36 | 38 |
| Average in-network out-of-pocket limit | $6,403 | $7,150 |
| Average Part D deductible | $400.92 | $515.91 |
| Maximum Part D deductible allowed by CMS | $615 | $700 |
| Part D out-of-pocket cap | $2,100 | $2,400 |
These counts cover plans with drug coverage, Special Needs Plans included, so they differ from the headline count of 32, which leaves out Special Needs Plans and includes plans without drug coverage. Clear Spring Health has no Medicare Advantage plan with drug coverage in Broomfield County for 2027.
Of the 16 plans below, 9 plans end with no similar plan in the county, 4 plans end but the same company offers a plan with the same or a similar name under a new plan ID, and 3 plans fold into another plan automatically.
| 2026 plan | Carrier | CMS crosswalk status | Members move to |
|---|---|---|---|
UHC Dual Complete CO-S4 (HMO-POS D-SNP) H0624-006 | UnitedHealthcare | Consolidated Renewal Plan / Terminated/Non-renewed Contract | UHC Dual Complete CO-S4 (HMO-POS D-SNP)H0624-008 (moved automatically) |
HealthSpring TotalCare (HMO D-SNP) H0672-009 | HealthSpring | Terminated/Non-renewed Contract | Not moved automatically. This plan ends in this county, but HealthSpring offers a plan with the same name under a new plan ID: HealthSpring TotalCare (HMO D-SNP)H2752_009. To keep it, enroll in the new plan by December 7, 2026. |
HealthSpring TotalCare Plus (HMO D-SNP) H0672-010 | HealthSpring | Terminated/Non-renewed Contract | Not moved automatically. This plan ends in this county, but HealthSpring offers a plan with the same name under a new plan ID: HealthSpring TotalCare Plus (HMO D-SNP)H2752_008. To keep it, enroll in the new plan by December 7, 2026. |
HealthSpring Preferred (HMO) H0672-024 | HealthSpring | Terminated/Non-renewed Contract | Not moved automatically. This plan ends in this county, but HealthSpring offers a plan with the same name under a new plan ID: HealthSpring Preferred (HMO)H2752_005. To keep it, enroll in the new plan by December 7, 2026. |
Select Health Medicare Essential (HMO) H1994-027 | Select Health | Renewal Plan with SAR | Not moved automatically. This plan ends in this county, but Select Health offers a plan with the same name under a new plan ID: Select Health Medicare Essential (HMO)H1994_045. To keep it, enroll in the new plan by December 7, 2026. |
Select Health Medicare + Kroger (HMO) H1994-030 | Select Health | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Select Health Medicare Flex (HMO) H1994-031 | Select Health | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Select Health Medicare Active (HMO) H1994-035 | Select Health | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Kaiser Permanente Senior Advantage Choice DM (PPO) H3138-001 | Kaiser Permanente | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Aetna Medicare Signature (HMO-POS) H4711-008 | Aetna Medicare | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Aetna Medicare Dual Care (HMO D-SNP) H4711-012 | Aetna Medicare | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Humana Value Plus H5216-195 (PPO) H5216-195 | Humana | Consolidated Renewal Plan | HumanaChoice H5216-223 (PPO)H5216-223 (moved automatically) |
Humana Full Access H5216-333 (PPO) H5216-333 | Humana | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
HumanaChoice SNP-DE H5216-468 (PPO D-SNP) H5216-468 | Humana | Consolidated Renewal Plan | HumanaChoice SNP-DE H5216-267 (PPO D-SNP)H5216-267 (moved automatically) |
Clear Spring Health BrightPath Advantage (HMO) H6379-001 | Clear Spring Health | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) H6379-002 | Clear Spring Health | Terminated/Non-renewed Contract | Ends with no similar plan in this county. Not moved automatically: choose a new plan. |
New to the Broomfield County list for 2027: UHC Dual Complete CO-S4 (HMO-POS D-SNP), Select Health Medicare Essential (HMO), HealthSpring Preferred (HMO), HealthSpring TotalCare Plus (HMO D-SNP), HealthSpring TotalCare (HMO D-SNP), Aetna Medicare Chronic Care (HMO C-SNP), Aetna Medicare Full Dual Extra Care (HMO D-SNP), DEVOTED C-SNP GIVEBACK EXTRAS 016 CO (HMO C-SNP), DEVOTED GIVEBACK EXTRAS 019 CO (HMO). Some of these carry the same or a similar name as a 2026 plan that ends (see the table above); they are new plan IDs, so members of the old plan must enroll in them.
If your plan is not renewing: you receive a non-renewal letter in October. You can pick a new plan during the Annual Enrollment Period (October 15 to December 7, 2026), and a Special Enrollment Period runs through the end of February 2027. Confirm your dates on Medicare.gov. The official Medicare & You handbook explains each option.
Plan choice follows the conditions you actually live with, because they decide which specialists and drugs you need covered.
Broomfield County reads at or below the Colorado county average on the headline measures below.
| Measure | Broomfield County | Colorado county average |
|---|---|---|
| Diagnosed diabetes | 7.1% | 8.6% |
| High blood pressure | 24.5% | 27.0% |
| Obesity | 22.3% | 26.1% |
| Coronary heart disease | 4.4% | 5.1% |
| COPD | 4.2% | 5.3% |
| Adults 18 to 64 without health insurance | 7.8% | 11.1% |
| Arthritis | 22.0% | 22.9% |
| High cholesterol | 31.6% | 31.5% |
| Stroke | 2.3% | 2.7% |
CDC PLACES: Local Data for Better Health, County Data, 2025 release (2023 survey estimates), retrieved 2026-10-14. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Crude rates follow the age mix of a place: an older community reads higher on most conditions. Colorado figure: average of the 64 Colorado counties, weighted by adult population.
An SNP is a Medicare Advantage plan limited to people who meet a condition. They are left out of the counts above because not everyone can join.
For people with both Medicare and Health First Colorado (Colorado Medicaid).
For people with qualifying chronic conditions: Cardiovascular Disorders; Chronic Heart Failure; Diabetes Mellitus.
For people who live in, or need the level of care of, a long-term care facility.
18 plans, with monthly Part C + D premiums from $0 to $18.40. You must meet the plan’s condition to join.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Plan ID |
|---|---|---|---|---|---|
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP)Humana | PPO D-SNP | 4.5★ | $0 | $9,850 | H7617_067 |
| Kaiser Permanente Dual Essential (HMO D-SNP)Kaiser Permanente | HMO D-SNP | 4.5★ | $0 | $5,900 | H0630_014 |
| Kaiser Permanente Dual Complete (HMO D-SNP)Kaiser Permanente | HMO D-SNP | 4.5★ | $0 | $9,850 | H0630_027 |
| UHC Dual Complete CO-Q2 (PPO D-SNP)UnitedHealthcare | PPO D-SNP | 4.5★ | $18.40 | $9,850 | H2001_053 |
| UHC Dual Advantage CO-V1 (PPO D-SNP)UnitedHealthcare | PPO D-SNP | 4.5★ | $18.40 | $5,900 | H2001_052 |
| DEVOTED DUAL PLUS 003 CO (HMO D-SNP)Devoted Health | HMO D-SNP | 4.0★ | $0 | $9,850 | H7147_003 |
| DEVOTED DUAL 007 CO (HMO D-SNP)Devoted Health | HMO D-SNP | 4.0★ | $0 | $4,450 | H7147_007 |
| DEVOTED DUAL FULL 012 CO (HMO D-SNP)Devoted Health | HMO D-SNP | 4.0★ | $0 | $9,850 | H7147_012 |
| UHC Dual Complete CO-Q1 (HMO-POS D-SNP)UnitedHealthcare | HMO-POS D-SNP | 4.0★ | $18.40 | $9,850 | H0624_001 |
| Humana Dual Select H0028-078 (HMO D-SNP)Humana | HMO D-SNP | 3.5★ | $0 | $6,500 | H0028_078 |
| Anthem Dual Advantage (HMO D-SNP)Anthem Blue Cross and Blue Shield | HMO D-SNP | 3.5★ | $18.40 | $9,850 | H4346_014 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP)Humana | PPO D-SNP | 3.5★ | $2.10 | $9,850 | H5216_267 |
| Aetna Medicare Dual Extra Care (HMO D-SNP)Aetna Medicare | HMO D-SNP | 3.0★ | $0 | $9,850 | H3931_175 |
| Aetna Medicare Full Dual Care (HMO D-SNP)Aetna Medicare | HMO D-SNP | 3.0★ | $0 | $9,850 | H3931_196 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP)Aetna Medicare | HMO D-SNP | Not rated | $0 | $9,850 | H5593_005 |
| HealthSpring TotalCare Plus (HMO D-SNP)HealthSpring | HMO D-SNP | Not rated | $18.40 | $9,850 | H2752_008 |
| HealthSpring TotalCare (HMO D-SNP)HealthSpring | HMO D-SNP | Not rated | $18.40 | $9,850 | H2752_009 |
| UHC Dual Complete CO-S4 (HMO-POS D-SNP)UnitedHealthcare | HMO-POS D-SNP | Not rated | $18.40 | $9,850 | H0624_008 |
5 plans, with monthly Part C + D premiums from $0 to $0. You must meet the plan’s condition to join.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Plan ID |
|---|---|---|---|---|---|
| UHC Complete Care CO-1P (HMO-POS C-SNP)UnitedHealthcare: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | HMO-POS C-SNP | 4.5★ | $0 | $4,100 | H0609_047 |
| DEVOTED C-SNP ENHANCED 009 CO (HMO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | HMO C-SNP | 4.0★ | $0 | $4,700 | H7147_009 |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | HMO C-SNP | 4.0★ | $0 | $9,850 | H7147_013 |
| Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | HMO C-SNP | Not rated | $0 | $6,750 | H5593_004 |
| DEVOTED C-SNP GIVEBACK EXTRAS 016 CO (HMO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | HMO C-SNP | Not rated | $0 | $6,750 | H7147_016 |
3 plans, with monthly Part C + D premiums from $0 to $14.60. You must meet the plan’s condition to join.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Plan ID |
|---|---|---|---|---|---|
| UHC Nursing Home Plan CO-F001 (PPO I-SNP)UnitedHealthcare | PPO I-SNP | 4.5★ | $0 | $9,850 | H0710_007 |
| Perennial Advantage Premier (HMO-POS I-SNP)Perennial Advantage | HMO-POS I-SNP | Not rated | $0 | $3,300 | H3419_004 |
| Perennial Advantage Strive (HMO I-SNP)Perennial Advantage | HMO I-SNP | Not rated | $14.60 | $9,850 | H3419_001 |
Medicare-certified hospitals the CMS Hospital General Information file records in Broomfield County, with the CMS overall star rating. A rating is not network status: check each hospital against a plan.
2 Medicare-certified hospitals are listed, 1 with a 5 of 5 CMS overall rating; whether each is in a plan’s network is a separate question.
| Hospital | Address | Emergency services | CMS overall rating |
|---|---|---|---|
| CommonSpirit St. Anthony North HospitalAcute CareCorrected: Listed in the CMS file under its former name, Centura Health St. Anthony North Health Campus. Its Westminster address is filed under Broomfield County in the CMS file. | 14300 Orchard Parkway, Westminster, CO 80023 | Yes | 5 of 5 |
| UCHealth Broomfield HospitalAcute CareCorrected: The CMS file lists this hospital under Jefferson County; 11820 Destination Drive is in the City and County of Broomfield, so it is shown here. | 11820 Destination Drive, Broomfield, CO 80021 | Yes | Not available |
Names, addresses, counties and emergency flags are shown as the CMS file records them, except rows marked "Corrected", which we checked against the hospital’s own website (listed under Sources). County pages group hospitals by the county in the CMS record.
Every Advantage plan on this page replaces Original Medicare with a plan network. The other path keeps Original Medicare and adds a Medicare Supplement (Medigap) policy plus a separate Part D plan.
Medigap has no network: any provider that accepts Medicare accepts it, anywhere in the country. Premiums are higher than most Advantage plans, and in exchange your costs are more predictable. The Colorado Division of Insurance publishes Medigap premium charts for every company selling in the state, so you can compare the same plan letter across insurers.
Timing matters. Your 6-month Medigap open enrollment window starts when you are 65 or older and enrolled in Part B. Inside it, an insurer cannot turn you down or charge more for your health. Outside it, in most cases it can. See Medigap rules in Colorado and Medicare Advantage vs Medigap.
You must have Medicare Part A and Part B to join a Medicare Advantage plan, and live in the plan's service area, here Broomfield County.
Seven months around your 65th birthday: the 3 months before, your birthday month, and the 3 months after.
October 15 to December 7, 2026. Choose or change plans for 2027; coverage starts January 1.
January 1 to March 31. If you are in a Medicare Advantage plan, you can switch plans or return to Original Medicare once.
Moving, losing employer coverage, gaining or losing Health First Colorado, or a plan not renewing can open a window outside the normal calendar.
Ways to enroll: with a licensed agent such as Lisa ((303) 887-8584), directly with a plan, or on Medicare.gov. Free counseling is also available from the Colorado SHIP at 888-696-7213. More detail: Medicare enrollment periods.
Broomfield County has 32 Medicare Advantage plans for 2027 (Special Needs Plans not included) from 9 organizations. Of those, 29 have a $0 Part C premium, and 26 have a $0 combined monthly premium for Parts C and D (21 of those include drug coverage; 5 have no drug coverage, so no Part D premium). You still pay the Part B premium, which is $202.90 a month in 2026; the 2027 amount is announced around November 2026. Source: CMS 2027 Landscape file.
Because Broomfield is its own county. CMS approves Medicare Advantage plans county by county, and the City and County of Broomfield is a separate county from Adams, Boulder, Jefferson and Weld.
Two hospitals: CommonSpirit St. Anthony North Hospital (14300 Orchard Parkway, Westminster), which the CMS file records under Broomfield County and rates 5 out of 5, and UCHealth Broomfield Hospital (11820 Destination Drive), which has no published CMS rating yet. CMS files UCHealth Broomfield under Jefferson County, but the address is in Broomfield, so this page lists it here. Check each against a plan network.
Counting Medicare Advantage plans with drug coverage, Special Needs Plans included, Broomfield County goes from 60 plans in 2026 to 53 in 2027. (The headline count of 32 plans on this page leaves out Special Needs Plans and includes plans without drug coverage, which is why the numbers differ.) The CMS crosswalk shows 9 plans ending with no similar plan in the county, 4 plans ending while the same company offers a plan with the same or a similar name under a new plan ID (members must enroll in it themselves), 3 plans folding into another plan automatically, and 9 new plans. Clear Spring Health has no Medicare Advantage plan with drug coverage in Broomfield County for 2027. Your plan’s Annual Notice of Change lists what changes for you on January 1.
Census figures (ACS 2020 to 2024 5-year estimates) show 4.4% of Broomfield County residents with no health insurance, against 7.7% for Colorado. People under 65 can shop for coverage on Connect for Health Colorado, the state’s own marketplace; open enrollment for 2027 coverage starts November 1, 2026.
Headwaters Health and Wealth is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither endorsed nor reviewed this information.
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Content reviewed by Lisa Asmussen, Medicare Broker and Licensed Insurance Agent at Headwaters Health and Wealth in Brighton, Colorado, certified to sell Medicare plans since 2018 (8 years). Last updated .