Keenesburg, CO Medicare Plans: New for 2027
Keenesburg sits on the eastern edge of the communities Lisa serves in person. If you already have a plan, the most useful thing to know this fall is what is new on the Weld County list and what is leaving it.
- 25 Medicare Advantage plans in Weld County, 2027
- 23 With a $0 Part C premium (20 with $0 for Parts C and D combined)
- 8 Organizations offering plans
- 22 Special Needs Plans, counted separately
Keenesburg Medicare at a glance for 2027
- 25 Medicare Advantage plans for Keenesburg residents (Weld County list), Special Needs Plans not counted. Of those, 23 have a $0 Part C premium, and 20 have a $0 combined monthly premium for Parts C and D (15 of those include drug coverage; 5 have no drug coverage, so no Part D premium).
- In-network out-of-pocket maximums from $4,300 to $9,850 a year
- 8 insurance companies offer them
- 8 standalone Part D plans in Colorado
- You still pay the Part B premium, $202.90 a month in 2026 (the 2027 amount is announced by CMS around November)
- Annual Enrollment: October 15 to December 7, 2026, for coverage that starts January 1, 2027
Examples of plans with drug coverage and a $0 combined monthly premium for Parts C and D, by 2026 star rating and out-of-pocket limit
- AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS)UnitedHealthcare · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $5,500 · drug deductible $685
- Kaiser Permanente Senior Advantage Core North (HMO-POS)Kaiser Permanente · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $6,600 · drug deductible $0
- Humana Value Choice (PPO)Humana · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $6,900 · drug deductible $425
CMS Medicare Advantage and Part D Landscape, contract year 2027. A plan's fit depends on your doctors and prescriptions; Lisa checks both before you choose.
Keenesburg at a glance
The Census Bureau counts about 2,300 Keenesburg residents, with a median household income of about $84,000; with a town this small the survey estimates carry wide margins. In the CDC PLACES estimates, Keenesburg adults run above the Colorado county average on high blood pressure (30.7%), heart disease (6.2%) and COPD (7.1%).
Keenesburg residents choose from the Weld County plan list. For 2027 the CMS crosswalk shows plans leaving the county and new plans arriving, and one carrier leaves Weld County altogether. The new plans are listed below, and the plans that end are summarized in the changes section. The nearest hospitals in the CMS file are in Brighton and Greeley.
How Lisa helps here. Keenesburg clients meet Lisa at the Brighton office, by phone or by video. Bring your Annual Notice of Change and she will walk through what moves on January 1 in plain English.
8.4% of Keenesburg residents are 65 or older, against 15.6% for Colorado, and 3.5% have no health insurance.
| Measure | Keenesburg | Weld County | Colorado |
|---|---|---|---|
| Population | 2,347 | 350,396 | 5,862,189 |
| Residents aged 65 and over | 196 | 45,353 | 914,002 |
| Share aged 65 and over | 8.4% | 12.9% | 15.6% |
| Median age | 30.7 | 35.3 | Not shown |
| Median household income | $83,950 | $97,097 | Not shown |
| Share with no health insurance (all ages) | 3.5% | 8.0% | 7.7% |
Where did the name Keenesburg come from?
From a cattle stop. The railroad station here was called Keene, and it existed mainly to load cattle. When the town got a post office in 1907, the name became Keenesburg so mail would not be confused with Keene, Nebraska. Keenesburg incorporated in 1919, according to Weld County's history of its towns, and cattle shaped it from the start.
That setting is why distance comes up in every Keenesburg Medicare conversation. The town is small, the county is large, and the nearest hospitals in the CMS file are in Brighton and Greeley. The right plan for you is the one that works with the clinic down the street and with the hospital you would be taken to.
In that file, the Brighton hospital is Intermountain Health Platte Valley Hospital, and Greeley has UCHealth Greeley Hospital and Banner North Colorado Medical Center. Know which of them your plan includes before you need one. Emergency care is covered in or out of network, but follow-up visits and planned surgery usually have to be in network on a Medicare Advantage HMO.
Is there a doctor in Keenesburg, and will a Medicare plan cover it?
There is a primary care clinic in town. The national provider registry run by CMS lists Keene Clinic at 190 S. Main Street in Keenesburg as a primary care clinic. If that is where you go, it is the first name to check against any plan.
With Original Medicare, Medicare.gov explains, you can use any doctor or hospital that takes Medicare, and a Medicare Supplement (Medigap) policy helps with the costs Original Medicare leaves to you. With a Medicare Advantage HMO, you generally use the plan network for non-emergency care, and in some plans the primary care doctor you choose also decides which hospitals and specialists you can use. In a small town with one clinic, that single check can decide the whole choice.
This is also the season to check it again. A plan can add or remove providers during the year, and the Weld County list has new plans arriving and plans ending for 2027. Lisa looks up the clinic, your specialists and your pharmacy for each plan you are considering, face to face at her Brighton office, or on a call or video visit.
Can I get to a Denver specialist without driving?
Keenesburg is a stop on Bustang Outrider, the state's regional bus service run by the Colorado Department of Transportation. CDOT lists the Sterling to Denver route stopping at Keenesburg Town Hall, then at Denver International Airport and Denver Union Station; the airport stop was added in December 2024. Check the current schedule and service days on RideBustang before you plan a trip around it.
A bus link to Denver only helps with medical care if the doctor at the other end is covered. Weld County plans are filed for Weld County, but their networks can reach into the Denver metro, and the CMS file lists large hospitals there, such as University of Colorado Hospital in Aurora. If you see a specialist in Denver or Aurora today, ask for that name to be checked on every plan you compare, not only the doctors close to home.
What should a Keenesburg household do before December 7?
If you already have a Medicare plan, three short steps cover most of it:
- Read the Annual Notice of Change your plan mailed this fall, and look for changes to your premium, your drug list and your doctors.
- Confirm that Keene Clinic, or whichever clinic you use, and your nearest hospital are still in network for 2027.
- Call the free state SHIP line at 1-888-696-7213 or Lisa at (303) 887-8584 if anything changed. The Annual Enrollment Period runs from October 15 to December 7, 2026.
Local sources: History of Weld: Incorporated Towns of Weld County (Keenesburg) · CMS Hospital General Information (Provider Data Catalog) · CMS NPI Registry: Keene Clinic, Keenesburg (NPI 1205016136) · Medicare.gov: What is Medicare? (Original Medicare and Medicare Advantage) · Medicare.gov: Understanding your Medicare Advantage plan's provider network (PDF) · CDOT: Bustang Outrider launches new connection to Denver International Airport (Dec. 13, 2024) · RideBustang: Outrider routes · Colorado Division of Insurance: Senior Health Care and Medicare Assistance (SHIP)
Colorado totals are the sum of all 64 Colorado counties in the same Census release; a statewide median is not computed here. Survey estimates for small towns carry wide margins of error.
What is common in Keenesburg
Plan choice follows the conditions you actually live with, because they decide which specialists and drugs you need covered.
Compared with the Colorado county average, Keenesburg reads higher on diagnosed diabetes, high blood pressure, obesity, coronary heart disease, copd and adults under 65 without insurance.
| Measure | Keenesburg | Weld County | Colorado county average |
|---|---|---|---|
| Diagnosed diabetes | 10.2% | 9.5% | 8.6% |
| High blood pressure | 30.7% | 27.8% | 27.0% |
| Obesity | 34.1% | 33.8% | 26.1% |
| Coronary heart disease | 6.2% | 5.1% | 5.1% |
| COPD | 7.1% | 5.5% | 5.3% |
| Adults 18 to 64 without health insurance | 12.1% | 13.7% | 11.1% |
| Arthritis | 24.8% | 21.5% | 22.9% |
| High cholesterol | 32.8% | 31.1% | 31.5% |
| Stroke | 3.3% | 2.7% | 2.7% |
CDC PLACES: Local Data for Better Health, Place Data, 2025 release (2023 survey estimates), retrieved 2026-10-14. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Crude rates follow the age mix of a place: an older community reads higher on most conditions. Colorado figure: average of the 64 Colorado counties, weighted by adult population.
Why this matters for plan choice
Keenesburg runs above the Colorado county average on high blood pressure, diagnosed diabetes, high cholesterol, coronary heart disease and stroke. The chronic-condition Special Needs Plans on the Weld County list are built around: Cardiovascular Disorders; Chronic Heart Failure; Diabetes Mellitus. If you live with one of those, a C-SNP may be worth a look; you need a qualifying diagnosis to join.
Weld County plans: 2026 to 2027
Your plan mailed an Annual Notice of Change by September 30, 2026. It lists what changes on January 1, 2027: premium, deductible, out-of-pocket limit, copays, drug list and network. Compare it line by line, or bring it to Lisa.
Counting plans with drug coverage, Special Needs Plans included, the Weld County list goes from 53 plans in 2026 to 42 in 2027, and the average in-network out-of-pocket limit moves from $6,757 to $7,710.
| Measure | 2026 | 2027 |
|---|---|---|
| Plans with drug coverage (SNPs included) | 53 | 42 |
| With a $0 combined monthly premium for Parts C and D | 28 | 28 |
| Average in-network out-of-pocket limit | $6,757 | $7,710 |
| Average Part D deductible | $436.42 | $533.21 |
| Maximum Part D deductible allowed by CMS | $615 | $700 |
| Part D out-of-pocket cap | $2,100 | $2,400 |
These counts cover plans with drug coverage, Special Needs Plans included, so they differ from the headline count of 25, which leaves out Special Needs Plans and includes plans without drug coverage. Clear Spring Health has no Medicare Advantage plan with drug coverage in Weld County for 2027.
13 plans on the 2026 Weld County list end with no similar plan in the county, including Select Health Medicare + Kroger (HMO), Select Health Medicare Flex (HMO), Select Health Medicare Active (HMO). 4 more plans end while the same company offers a plan with the same or a similar name under a new plan ID (HealthSpring TotalCare (HMO D-SNP), HealthSpring TotalCare Plus (HMO D-SNP), HealthSpring Preferred (HMO) and Select Health Medicare Essential (HMO)). Members are not moved into the new plan automatically; to keep it, enroll in the new plan ID by December 7, 2026. The full list is on the Weld County guide.
If your plan is not renewing: you receive a non-renewal letter in October. You can pick a new plan during the Annual Enrollment Period (October 15 to December 7, 2026), and a Special Enrollment Period runs through the end of February 2027. Confirm your dates on Medicare.gov. The official Medicare & You handbook explains each option.
2027 Medicare Advantage in Weld County
Medicare Advantage plans are approved by county, so Keenesburg residents see the Weld County list. Figures from the CMS Landscape file for contract year 2027; Special Needs Plans are counted separately.
- $2.56 Average monthly Part C premium
- $8.92 Average Part C + D premium
- 20 Plans that include drug coverage
- $4,300 Lowest in-network out-of-pocket limit
- $6,506 Average in-network out-of-pocket limit
- $9,850 Highest in-network out-of-pocket limit
- $409.40 Average Part D deductible (plans with drugs)
- 12 Plans with a 2026 rating of 4★ or more
- 3.95★ Average 2026 star rating (rated plans)
Two ways to count "$0 premium" plans: 23 have a $0 Part C premium, and 20 have a $0 combined monthly premium for Parts C and D (15 of those include drug coverage; 5 have no drug coverage, so no Part D premium). The average premium figures likewise show the Part C premium and the combined Part C + D premium separately. Star ratings shown are 2026 ratings, because CMS’s 2027 ratings are not yet in our data snapshot.
PPO plans are the largest group here (12 of 25), and 5 plans have no drug coverage.
| Plan type | Plans | $0 Part C premium | Average Part C premium | Average out-of-pocket limit | Without drug coverage |
|---|---|---|---|---|---|
| PPO | 12 | 11 | $0.75 | $6,983 | 3 |
| HMO | 7 | 7 | $0 | $6,101 | 1 |
| HMO-POS | 6 | 5 | $9.17 | $6,025 | 1 |
New plans on the Weld County list for 2027
Plans the CMS crosswalk shows as new to the county for 2027, Special Needs Plans included. New plans have no star rating yet. From the Weld County list, CMS contract year 2027.
9 plans on the Weld County list fit this group, with monthly Part C + D premiums from $0 to $18.40.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| UHC Dual Complete CO-S4 (HMO-POS D-SNP)UnitedHealthcare | HMO-POS D-SNP | Not rated | $18.40 | $9,850 | $700 | H0624_008 |
| Select Health Medicare Essential (HMO)Select Health | HMO | Not rated | $0 | $7,100 | $700 | H1994_047 |
| HealthSpring Preferred (HMO)HealthSpring | HMO | Not rated | $0 | $7,150 | $400 | H2752_006 |
| HealthSpring TotalCare Plus (HMO D-SNP)HealthSpring | HMO D-SNP | Not rated | $18.40 | $9,850 | $700 | H2752_008 |
| HealthSpring TotalCare (HMO D-SNP)HealthSpring | HMO D-SNP | Not rated | $18.40 | $9,850 | $700 | H2752_009 |
| Humana Total Complete (HMO)Humana | HMO | Not rated | $0 | $4,825 | $0 | H5178_004 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP)Aetna Medicare | HMO D-SNP | Not rated | $0 | $9,850 | $700 | H5593_005 |
| DEVOTED C-SNP GIVEBACK EXTRAS 017 CO (HMO C-SNP)Devoted Health: Cardiovascular Disorders, Chronic Heart Failure, Diabetes Mellitus | HMO C-SNP | Not rated | $0 | $7,000 | $700 | H7147_017 |
| DEVOTED GIVEBACK EXTRAS 020 CO (HMO)Devoted Health | HMO | Not rated | $0 | $7,000 | $700 | H7147_020 |
See every Weld County plan with premiums and limits, or compare plans for your ZIP code with the plan finder.
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 106 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Hospitals near Keenesburg
Medicare-certified hospitals in Brighton and Greeley from the CMS Hospital General Information file, with the CMS overall star rating. A rating is not network status: check each hospital against a plan.
3 Medicare-certified hospitals are listed; whether each is in a plan’s network is a separate question.
| Hospital | Address | Emergency services | CMS overall rating |
|---|---|---|---|
| Intermountain Health Platte Valley HospitalAcute Care | 1600 Prairie Center Parkway, Brighton, CO 80601 | Yes | 3 of 5 |
| Banner North Colorado Medical CenterAcute Care | 1801 16th Street, Greeley, CO 80631 | Yes | 4 of 5 |
| UCHealth Greeley HospitalAcute Care | 6767 29th Street, Greeley, CO 80634 | Yes | 4 of 5 |
Names, addresses, counties and emergency flags are shown as the CMS file records them, except rows marked "Corrected", which we checked against the hospital’s own website (listed under Sources).
Before you choose a plan in Keenesburg
- Medigap in Colorado, including the rules for people under 65: Colorado Medigap rules.
- Standalone Part D plans are sold statewide: the full 2027 list is on the Colorado page, and how they work in Part D explained.
- Under 65 in Weld County? Plans and tax credits come through Connect for Health Colorado: the guide and the subsidy calculator.
- When you can join or switch: Medicare enrollment periods. To compare the plans above for your own doctors and prescriptions, call Lisa at (303) 887-8584 or use Compare 2027 plans.
New to terms like MOOP, HMO-POS or D-SNP? They are explained in plain English on the Weld County page and in the guide Medicare Advantage plan types.
Keenesburg Medicare questions
How many Medicare Advantage plans are available in Keenesburg for 2027?
Keenesburg uses the Weld County plan list. It has 25 Medicare Advantage plans for 2027 (Special Needs Plans not included) from 8 organizations. Of those, 23 have a $0 Part C premium, and 20 have a $0 combined monthly premium for Parts C and D (15 of those include drug coverage; 5 have no drug coverage, so no Part D premium). You still pay the Part B premium, which is $202.90 a month in 2026; the 2027 amount is announced around November 2026. Source: CMS 2027 Landscape file.
How do I know if my Keenesburg Medicare plan is changing for 2027?
Your plan mailed an Annual Notice of Change by September 30, 2026. If the plan is ending, you also get a non-renewal letter. The changes section on this page lists the Weld County plans that end or merge for 2027 according to the CMS crosswalk.
Are new Medicare plans in Weld County a good choice?
A new plan has no star rating yet, so you judge it on its network, premium, out-of-pocket limit and drug list. That can be fine, but check that your doctors, pharmacy and prescriptions are covered before you switch.
What changes for Medicare plans in Keenesburg in 2027?
Counting Medicare Advantage plans with drug coverage, Special Needs Plans included, Weld County goes from 53 plans in 2026 to 42 in 2027. (The headline count of 25 plans on this page leaves out Special Needs Plans and includes plans without drug coverage, which is why the numbers differ.) The CMS crosswalk shows 13 plans ending with no similar plan in the county, 4 plans ending while the same company offers a plan with the same or a similar name under a new plan ID (members must enroll in it themselves), 3 plans folding into another plan automatically, and 9 new plans. Clear Spring Health has no Medicare Advantage plan with drug coverage in Weld County for 2027. Your plan’s Annual Notice of Change lists what changes for you on January 1.
What does local data say about health coverage in Keenesburg?
Census figures (ACS 2020 to 2024 5-year estimates) show 3.5% of Keenesburg residents with no health insurance, against 7.7% for Colorado. People under 65 can shop for coverage on Connect for Health Colorado, the state’s own marketplace; open enrollment for 2027 coverage starts November 1, 2026.
Sources and methodology
- Plan data: CMS Medicare Advantage / Part D Landscape, contract year 2027 (https://www.cms.gov/files/zip/cy2027-landscape-202609.zip), filtered to Weld County (FIPS 08123), retrieved 2026-10-14. Star ratings: CMS 2026 Star Ratings joined by plan ID (CMS’s 2027 ratings are not yet in our data snapshot).
- 2027 changes: CMS Landscape 2026 (https://www.cms.gov/files/zip/cy2026-landscape-202609.zip) and 2027, with the CMS CY2026 to CY2027 plan crosswalk, retrieved 2026-10-14.
- Health data: CDC PLACES: Local Data for Better Health, Place Data, 2025 release (2023 survey estimates), retrieved 2026-10-14. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Query: https://data.cdc.gov/resource/eav7-hnsx.json?locationid=0840185&datavaluetypeid=CrdPrv.
- Demographics: U.S. Census Bureau ACS 2020 to 2024 5-year estimates, Keenesburg town, Colorado, retrieved 2026-10-14. Queries: detailed tables and subject table S2701. Residents 65 and over are the sum of the 12 age groups 65 and older in table B01001.
- Hospitals: CMS Hospital General Information (Provider Data Catalog) (https://data.cms.gov/provider-data/dataset/xubh-q36u), Colorado records retrieved 2026-10-14 from the data.cms.gov Provider Data API. Corrections checked against the hospitals’ own websites: uchealth.org/locations/uchealth-broomfield-hospital, intermountainhealthcare.org/locations/intermountain-health-lutheran-hospital, adventhealth.com/hospital/adventhealth-avista/emergency-care, mountain.commonspirit.org/location/st-anthony-north-hospital, mountain.commonspirit.org/location/st-anthony-hospital.
- Colorado programs: SHIP phone and Medigap premium charts from the Colorado Division of Insurance.
- Federal figures: 2026 Part B premium and deductible and Part D base premium ($38.99) from CMS. 2027 values are announced around November 2026.
How the figures are derived
- Headline plan counts and averages exclude Special Needs Plans, which have their own eligibility rules and are reported separately.
- "$0 Part C premium" counts plans whose Part C premium is $0. "$0 combined monthly premium for Parts C and D" counts plans whose consolidated Part C + D premium is $0 (for a plan without drug coverage, its Part C premium); our guides and blog use this second count. Out-of-pocket limits are in-network amounts. The average Part D deductible covers plans with drug coverage only.
- The 2026 to 2027 comparison counts Medicare Advantage plans with drug coverage, Special Needs Plans included, and its "$0" row uses the combined Part C + D premium, so it differs from the headline count.
- When the CMS crosswalk ends a plan with no successor but the same company files a plan with the same or a similar name under a new plan ID, we say so; members are not moved into the new ID automatically.
- We do not publish per-plan enrollment: the source does not carry it, and we never estimate plan figures.
Headwaters Health and Wealth is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither endorsed nor reviewed this information.
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Let's talk about your coverage in Keenesburg
Book a free, no-obligation review with Lisa in Brighton, by phone or by video. Bring your questions; leave with answers.
992 South Fourth Avenue, Brighton, CO 80601 · (303) 887-8584
Content reviewed by Lisa Asmussen, Medicare Broker and Licensed Insurance Agent at Headwaters Health and Wealth in Brighton, Colorado, certified to sell Medicare plans since 2018 (8 years). Last updated .