Boulder County, CO Medicare Plans for 2027

Does Boulder County have its own Medicare counselors?

Yes. In Boulder County, the county’s own Area Agency on Aging delivers the State Health Insurance Assistance Program (SHIP): the Colorado Division of Insurance lists it as the Boulder County SHIP partner for 2026 and 2027. Its Medicare counseling team gives free, unbiased help with Part D, Medicare Advantage, Medigap, appeals, billing and claims, and coverage for people with both Medicare and Medicaid.

How to reach them: call 303-441-1546 (English and Spanish), email medicare@bouldercounty.gov, or request an appointment online. Counseling is by phone, email or appointment, and the classes are held live on Zoom: Medicare Basics sessions run through December 2026, and this fall’s open enrollment classes covered Medicare changes for 2027, how to read your Annual Notice of Change (ANOC), Extra Help, and how to avoid enrollment scams. For anyone who prefers to learn at their own pace, the county also posts a recorded three-part Medicare series, plus short Senior Medicare Patrol videos on reading your Medicare Summary Notice and spotting fraud.

Lisa is a licensed broker rather than a SHIP counselor, and she works with Boulder County clients by phone or video. A county class gives you the neutral overview; Lisa then compares the actual plans on the Boulder County list against your doctors and prescriptions and helps you enroll.

I live in the mountains above Boulder. Who helps me?

Boulder County runs Mountain Aging Services for older adults, people with disabilities, caregivers and veterans in the mountain communities. Resource specialists meet clients, learn their needs and build an action plan with them. There is a Northern Mountain Resource Specialist (720-766-8844) and a Southern Mountain Resource Specialist (720-616-9109), and the general aging line is 303-441-1617.

The county is candid about the limits: it says it generally cannot start a service where no provider exists, and that services depend on funding, staff and volunteers. That same reality shapes insurance choices in the mountains:

• Check that the clinic you can actually reach in bad weather is in a plan’s network, not just the hospitals down in Boulder, Longmont, Lafayette and Louisville.
• Ask how a plan handles home health and follow-up care where few providers serve.
• Weigh the wider choice of providers that Original Medicare with a Medigap policy allows against the extra benefits a Medicare Advantage plan may add.

I am losing Health First Colorado, or I am not sure I still qualify. What now?

Boulder County’s Medicare page warns that people who recently lost Medicaid, or will soon, may be able to sign up for Medicare or change their Medicare coverage, but only for a limited time. Do not wait for the window to close.

For Health First Colorado questions, renewal notices and address updates, Boulder County Human Services is at 303-441-1000, with offices at 515 Coffman Street in Longmont, 3400 North Broadway in Boulder, and 1755 South Public Road in Lafayette. The same office can answer questions about the Medicare Savings Programs, which help pay Medicare premiums and, at the lowest income tier, deductibles and coinsurance. You can also manage your case on Colorado PEAK, where the county suggests opening your Mailbox and choosing how you want renewal notices delivered, so a letter that affects your coverage does not get lost.

The county also reminds residents that Connect for Health Colorado is not for people with Medicare, and that Medicare does not generally pay for long-term care, routine dental or eye care, dentures or hearing aids. When your Medicaid coverage changes, those gaps can appear overnight. Lisa can line up a Medicare plan that starts on time and, where it makes sense, separate dental, vision or hearing coverage.

Local sources: Colorado Division of Insurance: Regional SHIP sub-grantee agencies by county, 2026/2027 (PDF) · Boulder County Area Agency on Aging: Medicare Counseling · Boulder County Area Agency on Aging: Mountain Aging Services · Boulder County Area Agency on Aging: Medicare Savings Program · Colorado Department of Health Care Policy and Financing: Medicare Savings Programs · CMS Hospital General Information (Provider Data Catalog)