Erie, CO Medicare Plans for 2027
Erie crosses the Weld and Boulder county line, and the two counties have different Medicare plan lists. This page shows the Weld County list, where most Erie residents live, and points Boulder County addresses to their own guide.
- 25 Medicare Advantage plans in Weld County, 2027
- 23 With a $0 Part C premium (20 with $0 for Parts C and D combined)
- 8 Organizations offering plans
- 22 Special Needs Plans, counted separately
Erie Medicare at a glance for 2027
- 25 Medicare Advantage plans for Erie residents (Weld County list), Special Needs Plans not counted. Of those, 23 have a $0 Part C premium, and 20 have a $0 combined monthly premium for Parts C and D (15 of those include drug coverage; 5 have no drug coverage, so no Part D premium).
- In-network out-of-pocket maximums from $4,300 to $9,850 a year
- 8 insurance companies offer them
- 8 standalone Part D plans in Colorado
- You still pay the Part B premium, $202.90 a month in 2026 (the 2027 amount is announced by CMS around November)
- Annual Enrollment: October 15 to December 7, 2026, for coverage that starts January 1, 2027
Check your county first. Part of Erie lies in Boulder County. If your address is there, use that county’s plan list: Boulder County guide.
Examples of plans with drug coverage and a $0 combined monthly premium for Parts C and D, by 2026 star rating and out-of-pocket limit
- AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS)UnitedHealthcare · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $5,500 · drug deductible $685
- Kaiser Permanente Senior Advantage Core North (HMO-POS)Kaiser Permanente · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $6,600 · drug deductible $0
- Humana Value Choice (PPO)Humana · Part C + D premium $0 a month · 4.5★ (2026) · out-of-pocket max $6,900 · drug deductible $425
CMS Medicare Advantage and Part D Landscape, contract year 2027. A plan's fit depends on your doctors and prescriptions; Lisa checks both before you choose.
Erie at a glance
The State Demography Office puts about 22,900 Erie residents in Weld County and about 15,900 in Boulder County. The Census Bureau counts a median household income of about $173,300, the highest of any community in this guide, and just 2.9% of residents without health insurance.
Medicare Advantage plans follow the county on your address. Weld County has fewer plans for 2027 than Boulder County, so an Erie household on the Boulder side may see more choices. The nearest hospitals in the CMS file are Good Samaritan Medical Center in Lafayette and the two Longmont hospitals.
How Lisa helps here. Erie clients work with Lisa by phone or video, or at the Brighton office. She confirms which county your address is in, then narrows the list to plans that keep your doctors.
9.9% of Erie residents are 65 or older, against 15.6% for Colorado, and 2.9% have no health insurance.
| Measure | Erie | Weld County | Colorado |
|---|---|---|---|
| Population | 33,808 | 350,396 | 5,862,189 |
| Residents aged 65 and over | 3,338 | 45,353 | 914,002 |
| Share aged 65 and over | 9.9% | 12.9% | 15.6% |
| Median age | 37.6 | 35.3 | Not shown |
| Median household income | $173,349 | $97,097 | Not shown |
| Share with no health insurance (all ages) | 2.9% | 8.0% | 7.7% |
Erie spans 2 counties, and each county part uses its own plan list, so check which county your address is in first.
| County part | Residents | Plan list |
|---|---|---|
| Weld County | 22,931 | Weld County guide |
| Boulder County | 15,916 | Boulder County guide |
My Erie address could be in Weld or Boulder County. Which county offices serve me?
The county line through Erie decides more than your Medicare Advantage plan list. It also decides which public office helps you, and the two sides of town use different ones:
- Aging and disability resources: Weld County ADRC at 970-346-6952, or Boulder County ADRC at 303-441-1617.
- Help paying Medicare costs: Colorado’s Medicare Savings Programs are applied for through the Department of Human Services in your county of residence. That is Weld County Housing and Human Services, 970-356-4000, or Boulder County Housing and Human Services, 303-441-1000.
Who in Erie can point me to the right place?
The Town of Erie runs its own Older Adult Resource Program for residents 60 and over and their families. Call 303-926-2738 for referrals on financial, housing, in-home, legal and other needs; the program also runs a loan closet, a lock box program and the Blue Envelope Program, which helps people with dementia or other communication conditions share key medical information with officers. An Alzheimer’s Association caregiver support group meets on the first and third Thursday of each month at 4 p.m. in the Columbine Lounge at the Erie Community Center (register at 303-813-1669).
Lisa works with Erie clients by phone or video. Her plan review is free with no obligation. She confirms your county first, because the same street address question that sends you to the right county office also decides which plan list she compares for you.
What does the Erie Community Center offer adults 60 and over, and does any of it touch my insurance?
The Erie Community Center at 450 Powers Street is the hub. The Columbine Lounge is open Monday to Friday, 8 a.m. to 4:30 p.m., free of charge, with coffee, games, computers and a book and puzzle exchange. Every Thursday at noon, The Friendly Fork, the Weld County senior nutrition program, serves lunch there, with a $5 suggested donation for people 60 and over; reservations go to 303-926-2569 by Tuesday evening. The Erie Never Stops Walking group meets indoors every Monday from 10 to 11 a.m., free for membership pass holders, and the town offers roughly 70 day trips along the Front Range each year.
Two of those connect to coverage decisions:
- Fitness: if a gym or fitness benefit is part of why you like a Medicare Advantage plan, ask whether the Erie Community Center participates before you count on it. Participating locations differ by plan.
- Travel: Erie’s Active Adult program also runs extended group trips with outside travel partners. The Colorado Division of Insurance notes that Medigap policies do not cover dental, vision or hearing aids, but some do cover travel outside the U.S. If an overseas trip is on your calendar, check what your Medigap policy or Medicare Advantage plan pays abroad, and whether separate travel insurance makes sense. Lisa can quote travel coverage too.
How do Erie residents get rides to medical appointments?
The county line shows up here as well. Via Mobility Services offers paratransit rides and travel training for older adults and people with disabilities (303-444-3043). Mobility for All, run by Boulder County, is for Boulder County residents only (720-564-2218). 60+ Ride, which offers free door-to-door rides to adults 60 and over, is for Weld County residents only (970-352-9348, weekdays 9 a.m. to 4 p.m.). If you depend on rides to reach a specialist in Lafayette or Longmont, make sure that specialist is in the network of the plan you choose.
Local sources: Colorado Department of Health Care Policy and Financing: Medicare Savings Programs · Town of Erie: Adult Resources (Ages 60+) · Town of Erie: Adults programs, Columbine Lounge and Thursday lunch · Colorado Division of Insurance: Medicare Supplement Insurance Policies in Colorado, 2025 to 2026 (PDF)
Colorado totals are the sum of all 64 Colorado counties in the same Census release; a statewide median is not computed here. Survey estimates for small towns carry wide margins of error.
2027 Medicare Advantage in Weld County
Medicare Advantage plans are approved by county, so Erie residents see the Weld County list (unless their address is in another county part). Figures from the CMS Landscape file for contract year 2027; Special Needs Plans are counted separately.
- $2.56 Average monthly Part C premium
- $8.92 Average Part C + D premium
- 20 Plans that include drug coverage
- $4,300 Lowest in-network out-of-pocket limit
- $6,506 Average in-network out-of-pocket limit
- $9,850 Highest in-network out-of-pocket limit
- $409.40 Average Part D deductible (plans with drugs)
- 12 Plans with a 2026 rating of 4★ or more
- 3.95★ Average 2026 star rating (rated plans)
Two ways to count "$0 premium" plans: 23 have a $0 Part C premium, and 20 have a $0 combined monthly premium for Parts C and D (15 of those include drug coverage; 5 have no drug coverage, so no Part D premium). The average premium figures likewise show the Part C premium and the combined Part C + D premium separately. Star ratings shown are 2026 ratings: CMS published 2027 ratings on October 8, 2026, and the tables on this site still show each plan’s 2026 rating until its data snapshot is refreshed. Check a plan’s 2027 rating on Medicare.gov Plan Finder.
PPO plans are the largest group here (12 of 25), and 5 plans have no drug coverage.
| Plan type | Plans | $0 Part C premium | Average Part C premium | Average out-of-pocket limit | Without drug coverage |
|---|---|---|---|---|---|
| PPO | 12 | 11 | $0.75 | $6,983 | 3 |
| HMO | 7 | 7 | $0 | $6,101 | 1 |
| HMO-POS | 6 | 5 | $9.17 | $6,025 | 1 |
Plans with a 2026 star rating of 4 or higher
These are 2026 star ratings. CMS published 2027 ratings on October 8, 2026, but the tables on this site still show each plan’s 2026 rating, matched by its CMS plan ID, until its data snapshot is refreshed. Check a plan’s 2027 rating on Medicare.gov Plan Finder. Stars measure plan quality overall; they do not tell you whether your doctor or your drugs are covered. From the Weld County list, CMS contract year 2027.
12 plans on the Weld County list fit this group, with monthly Part C + D premiums from $0 to $55.
| Plan | Type | 2026 stars | Part C + D premium | Out-of-pocket limit | Part D deductible | Plan ID |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CO-0003 (HMO-POS)UnitedHealthcare | HMO-POS | 4.5★ | $32 | $4,300 | $595 | H0609_034 |
| Kaiser Permanente Senior Advantage Silver North (HMO-POS)Kaiser Permanente | HMO-POS | 4.5★ | $55 | $4,400 | $0 | H0630_021 |
| AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS)UnitedHealthcare | HMO-POS | 4.5★ | $0 | $5,500 | $685 | H0609_036 |
| AARP Medicare Advantage Patriot No Rx CO-MA02 (HMO-POS)UnitedHealthcare | HMO-POS | 4.5★ | Not published | $5,500 | No drug coverage | H0609_041 |
| Aetna Medicare Eagle (PPO)Aetna Medicare | PPO | 4.5★ | Not published | $5,500 | No drug coverage | H5521_378 |
| Kaiser Permanente Senior Advantage Core North (HMO-POS)Kaiser Permanente | HMO-POS | 4.5★ | $0 | $6,600 | $0 | H0630_020 |
| Humana Value Choice (PPO)Humana | PPO | 4.5★ | $0 | $6,900 | $425 | H7617_064 |
| Aetna Medicare Value Care (PPO)Aetna Medicare | PPO | 4.5★ | $18.40 | $7,150 | $700 | H5521_443 |
| DEVOTED CORE 001 CO (HMO)Devoted Health | HMO | 4.0★ | $0 | $4,900 | $461 | H7147_001 |
| DEVOTED CHOICE 001 CO (PPO)Devoted Health | PPO | 4.0★ | $0 | $6,050 | $461 | H4808_001 |
| DEVOTED CHOICE MA ONLY 004 CO (PPO)Devoted Health | PPO | 4.0★ | Not published | $7,900 | No drug coverage | H4808_004 |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO)Devoted Health | PPO | 4.0★ | $0 | $8,950 | $461 | H4808_003 |
See every Weld County plan with premiums and limits, or compare plans for your ZIP code with the plan finder.
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 106 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Hospitals near Erie
Medicare-certified hospitals in Longmont and Lafayette from the CMS Hospital General Information file, with the CMS overall star rating. A rating is not network status: check each hospital against a plan.
3 Medicare-certified hospitals are listed, 1 with a 5 of 5 CMS overall rating; whether each is in a plan’s network is a separate question.
| Hospital | Address | Emergency services | CMS overall rating |
|---|---|---|---|
| Longmont United HospitalAcute Care | 1950 Mountain View Avenue, Longmont, CO 80501 | Yes | 3 of 5 |
| Longs Peak HospitalAcute Care | 1750 East Ken Pratt Boulevard, Longmont, CO 80504 | Yes | 5 of 5 |
| Good Samaritan Medical Center LLCAcute Care | 200 Exempla Circle, Lafayette, CO 80026 | Yes | 4 of 5 |
Names, addresses, counties and emergency flags are shown as the CMS file records them, except rows marked "Corrected", which we checked against the hospital’s own website (listed under Sources).
What is common in Erie
Plan choice follows the conditions you actually live with, because they decide which specialists and drugs you need covered.
Erie reads at or below the Colorado county average on the measures below.
| Measure | Erie | Weld County | Colorado county average |
|---|---|---|---|
| Diagnosed diabetes | 6.6% | 9.5% | 8.6% |
| High blood pressure | 22.5% | 27.8% | 27.0% |
| Obesity | 24.0% | 33.8% | 26.1% |
| Coronary heart disease | 3.7% | 5.1% | 5.1% |
| COPD | 3.6% | 5.5% | 5.3% |
| Adults 18 to 64 without health insurance | 5.9% | 13.7% | 11.1% |
| Arthritis | 19.5% | 21.5% | 22.9% |
| High cholesterol | 29.8% | 31.1% | 31.5% |
| Stroke | 2.0% | 2.7% | 2.7% |
CDC PLACES: Local Data for Better Health, Place Data, 2025 release (2023 survey estimates), retrieved 2026-10-14. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Crude rates follow the age mix of a place: an older community reads higher on most conditions. Colorado figure: average of the 64 Colorado counties, weighted by adult population.
Weld County plans: 2026 to 2027
Your plan mailed an Annual Notice of Change by September 30, 2026. It lists what changes on January 1, 2027: premium, deductible, out-of-pocket limit, copays, drug list and network. Compare it line by line, or bring it to Lisa.
Counting plans with drug coverage, Special Needs Plans included, the Weld County list goes from 53 plans in 2026 to 42 in 2027, and the average in-network out-of-pocket limit moves from $6,757 to $7,710.
| Measure | 2026 | 2027 |
|---|---|---|
| Plans with drug coverage (SNPs included) | 53 | 42 |
| With a $0 combined monthly premium for Parts C and D | 28 | 28 |
| Average in-network out-of-pocket limit | $6,757 | $7,710 |
| Average Part D deductible | $436.42 | $533.21 |
| Maximum Part D deductible allowed by CMS | $615 | $700 |
| Part D out-of-pocket cap | $2,100 | $2,400 |
These counts cover plans with drug coverage, Special Needs Plans included, so they differ from the headline count of 25, which leaves out Special Needs Plans and includes plans without drug coverage. Clear Spring Health has no Medicare Advantage plan with drug coverage in Weld County for 2027.
13 plans on the 2026 Weld County list end with no similar plan in the county, including Select Health Medicare + Kroger (HMO), Select Health Medicare Flex (HMO), Select Health Medicare Active (HMO). 4 more plans end while the same company offers a plan with the same or a similar name under a new plan ID (HealthSpring TotalCare (HMO D-SNP), HealthSpring TotalCare Plus (HMO D-SNP), HealthSpring Preferred (HMO) and Select Health Medicare Essential (HMO)). Members are not moved into the new plan automatically; to keep it, enroll in the new plan ID by December 7, 2026. The full list is on the Weld County guide.
If your plan is not renewing: you receive a non-renewal letter in October. You can pick a new plan during the Annual Enrollment Period (October 15 to December 7, 2026), and a Special Enrollment Period runs through the end of February 2027. Confirm your dates on Medicare.gov. The official Medicare & You handbook explains each option.
Before you choose a plan in Erie
- Medigap in Colorado, including the rules for people under 65: Colorado Medigap rules.
- Standalone Part D plans are sold statewide: the full 2027 list is on the Colorado page, and how they work in Part D explained.
- Under 65 in Weld County? Plans and tax credits come through Connect for Health Colorado: the guide and the subsidy calculator.
- When you can join or switch: Medicare enrollment periods. To compare the plans above for your own doctors and prescriptions, call Lisa at (303) 887-8584 or use Compare 2027 plans.
New to terms like MOOP, HMO-POS or D-SNP? They are explained in plain English on the Weld County page and in the guide Medicare Advantage plan types.
Erie Medicare questions
How many Medicare Advantage plans are available in Erie for 2027?
Erie uses the Weld County plan list for most addresses. It has 25 Medicare Advantage plans for 2027 (Special Needs Plans not included) from 8 organizations. Of those, 23 have a $0 Part C premium, and 20 have a $0 combined monthly premium for Parts C and D (15 of those include drug coverage; 5 have no drug coverage, so no Part D premium). You still pay the Part B premium, which is $202.90 a month in 2026; the 2027 amount is announced around November 2026. Source: CMS 2027 Landscape file.
Is Erie in Weld County or Boulder County for Medicare?
Both. More Erie residents live in Weld County, but a large share live in Boulder County. Your Medicare Advantage choices come from the list for the county on your address, so check it first; the Boulder County guide covers the other side of town.
Which hospital is nearest to Erie?
In the CMS file, Good Samaritan Medical Center at 200 Exempla Circle in Lafayette (rated 4 out of 5) and the Longmont hospitals are the closest acute care hospitals. Check each one against a plan network before you enroll.
What changes for Medicare plans in Erie in 2027?
Counting Medicare Advantage plans with drug coverage, Special Needs Plans included, Weld County goes from 53 plans in 2026 to 42 in 2027. (The headline count of 25 plans on this page leaves out Special Needs Plans and includes plans without drug coverage, which is why the numbers differ.) The CMS crosswalk shows 13 plans ending with no similar plan in the county, 4 plans ending while the same company offers a plan with the same or a similar name under a new plan ID (members must enroll in it themselves), 3 plans folding into another plan automatically, and 9 new plans. Clear Spring Health has no Medicare Advantage plan with drug coverage in Weld County for 2027. Your plan’s Annual Notice of Change lists what changes for you on January 1.
What does local data say about health coverage in Erie?
Census figures (ACS 2020 to 2024 5-year estimates) show 2.9% of Erie residents with no health insurance, against 7.7% for Colorado. People under 65 can shop for coverage on Connect for Health Colorado, the state’s own marketplace; open enrollment for 2027 coverage starts November 1, 2026.
Sources and methodology
- Plan data: CMS Medicare Advantage / Part D Landscape, contract year 2027 (https://www.cms.gov/files/zip/cy2027-landscape-202609.zip), filtered to Weld County (FIPS 08123), retrieved 2026-10-14. Star ratings: CMS 2026 Star Ratings joined by plan ID. CMS published 2027 Star Ratings on October 8, 2026 (CMS fact sheet); this snapshot still shows 2026 ratings until it is refreshed.
- 2027 changes: CMS Landscape 2026 (https://www.cms.gov/files/zip/cy2026-landscape-202609.zip) and 2027, with the CMS CY2026 to CY2027 plan crosswalk, retrieved 2026-10-14.
- Health data: CDC PLACES: Local Data for Better Health, Place Data, 2025 release (2023 survey estimates), retrieved 2026-10-14. Model-based small-area estimates of crude prevalence among adults 18 and over, not a count of local diagnoses. Query: https://data.cdc.gov/resource/eav7-hnsx.json?locationid=0824950&datavaluetypeid=CrdPrv.
- Demographics: U.S. Census Bureau ACS 2020 to 2024 5-year estimates, Erie town, Colorado, retrieved 2026-10-14. Queries: detailed tables and subject table S2701. Residents 65 and over are the sum of the 12 age groups 65 and older in table B01001.
- County parts: Colorado State Demography Office (Department of Local Affairs), 2024 municipal population by county part (query), retrieved 2026-10-14; county membership also checked against the Census 2020 place by county reference file.
- Hospitals: CMS Hospital General Information (Provider Data Catalog) (https://data.cms.gov/provider-data/dataset/xubh-q36u), Colorado records retrieved 2026-10-14 from the data.cms.gov Provider Data API. Corrections checked against the hospitals’ own websites: uchealth.org/locations/uchealth-broomfield-hospital, intermountainhealthcare.org/locations/intermountain-health-lutheran-hospital, adventhealth.com/hospital/adventhealth-avista/emergency-care, mountain.commonspirit.org/location/st-anthony-north-hospital, mountain.commonspirit.org/location/st-anthony-hospital.
- Colorado programs: 2026 to 2027 Medigap premium charts from the Colorado Division of Insurance.
- Federal figures: 2026 Part B premium and deductible and Part D base premium ($38.99) from CMS. 2027 values are announced around November 2026.
How the figures are derived
- Headline plan counts and averages exclude Special Needs Plans, which have their own eligibility rules and are reported separately.
- "$0 Part C premium" counts plans whose Part C premium is $0. "$0 combined monthly premium for Parts C and D" counts plans whose consolidated Part C + D premium is $0 (for a plan without drug coverage, its Part C premium); our guides and blog use this second count. Out-of-pocket limits are in-network amounts. The average Part D deductible covers plans with drug coverage only.
- The 2026 to 2027 comparison counts Medicare Advantage plans with drug coverage, Special Needs Plans included, and its "$0" row uses the combined Part C + D premium, so it differs from the headline count.
- When the CMS crosswalk ends a plan with no successor but the same company files a plan with the same or a similar name under a new plan ID, we say so; members are not moved into the new ID automatically.
- We do not publish per-plan enrollment: the source does not carry it, and we never estimate plan figures.
Headwaters Health and Wealth is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither endorsed nor reviewed this information.
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Let's talk about your coverage in Erie
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992 South Fourth Avenue, Brighton, CO 80601 · (303) 887-8584
Content reviewed by Lisa Asmussen, Medicare Broker and Licensed Insurance Agent at Headwaters Health and Wealth in Brighton, Colorado, certified to sell Medicare plans since 2018 (8 years). How we source and review our content. Last updated .